Thrifting is Cool Now

I started thrifting when it wasn’t cool… I got my prom dress thrifting at Salvation Army. It was $19 and straight out of the 70’s at a time when we were still trying hard to forget the 70’s. There are some dresses that are timeless. Take the...

Do You Know Your Credit Score?

There’s no excuse not to, In the old days you could write to the credit agencies and get your report in the mail for free, but now, you can check immediately. Transunion, and Experian, the two main credit reporting agencies, now have apps. You can also use apps...

Paying Off Student Loans Could Tank Your Credit Score

“Should I pay off my student loans?”   Little known fact: When you pay off student loans, your credit score drops. A lot. I know. I finally paid mine off after 27 years. I’ve never taken a forbearance or deferred them. I overpaid when I could. This...

Are You Frugal or Cheap?

Are you frugal, a little too frugal, or downright cheap? It’s an important question. I’ve studied it over the years. “I don’t know how you do it,” a friend said. “I wish I could.” Lots of people looked at my spending and...

How to Use Free and Cheap Sites Safely

Need to save this holiday season? Or all year round? It’s two days before Thanksgiving as I write this. Seems like we just got done with Back-to-School sales. Then, Halloween candy hit us like a diabetic brick, and we didn’t even get Thanksgiving this...