Be Your Own Barista Series: Vietnamese Coffee

Be Your Own Barista Series: Vietnamese Coffee

Ready for a new go-to coffee drink? Try this... Vietnamese coffee is an amazing, strong and sweet drink with a healthy dose of cinnamon. Vietnam is a major coffee exporter today. It was brought by the French in 1857 during colonization. Coffee became a major product...

Paying Off Student Loans Could Tank Your Credit Score

Paying Off Student Loans Could Tank Your Credit Score

"Should I pay off my student loans?"   Little known fact: When you pay off student loans, your credit score drops. A lot. I know. I finally paid mine off after 27 years. I’ve never taken a forbearance or deferred them. I overpaid when I could. This was a major...

Why You Need a Fish Tank In Your Class

Why You Need a Fish Tank In Your Class

"You need a fish." Tim the freshman plopped a Nalgene bottle with a goldfish on my desk.   I did not need a fish. I thought they were stupid. If you want to give me something, give me a dog, a cat, a snake, or some coffee.   But the creature was alive and looking at...

Don’t Be an Egghead! (Set Up Your Social Media for Success)

Don’t Be an Egghead! (Set Up Your Social Media for Success)

We are in the digital age. While we still haven't left the resume behind, we have entered an age of transparency where your social media tells a lot abouy you. Set it up for success. Done properly, this gives you an edge. Do it halfway, and it could come back to haunt...

Are You Frugal or Cheap?

Are You Frugal or Cheap?

Are you frugal, a little too frugal, or downright cheap? It's an important question. I've studied it over the years. "I don't know how you do it," a friend said. "I wish I could." Lots of people looked at my spending and wished they could be as cheap as me. "You can!"...

How to Use Free and Cheap Sites Safely

How to Use Free and Cheap Sites Safely

Need to save this holiday season? Or all year round? It's two days before Thanksgiving as I write this. Seems like we just got done with Back-to-School sales. Then, Halloween candy hit us like a diabetic brick, and we didn't even get Thanksgiving this year--Black...